In the County Court at Medway

Court Number: BR-2024-1075

Alan Victor Ratcliff

In Bankruptcy

15 Shaw Close, Maidstone, ME14 5DN.

Birth details: 17 September 1960

Notice is hereby given, pursuant to Rule 15.13 of the Insolvency (England and Wales) Rules 2016, that the Joint Trustees of the above-named Bankrupt’s estate (the ‘conveners’) are seeking a decision from creditors by way of a virtual meeting.

The meeting will be held as a virtual meeting by video conference on 18 December 2025 at 10.30 am. Details of how to access the virtual meeting are included in the notice delivered to creditors. If any creditor has not received this notice or requires further information please contact the Joint Trustees using the details below.

A creditor may appoint a person as a proxy-holder to act as their representative and to speak, vote, abstain or propose resolutions at the meeting. A proxy for a specific meeting must be delivered to the chair before the meeting. A continuing proxy must be delivered to the Joint Trustees and may be exercised at any meeting which begins after the proxy is delivered. Proxies may be delivered to Opus Restructuring LLP, 322 High Holborn, London, WC1V 7BP.

In order to be counted a creditor’s vote must be accompanied by a proof in respect of the creditor’s claim (unless it has already been given). A vote will be disregarded if a creditor’s proof in respect of their claim is not received by 4pm on 17 December 2025 (unless the chair of the meeting is content to accept the proof later). A creditor who has opted out from receiving notices may nevertheless vote if the creditor provides a proof of debt in the requisite time frame. Proofs may be delivered to Natalie.crick@opusllp.com.

Date of Appointment: 17 February 2025

Office Holder Details: Jack Callow (IP No. 25210) and Lisa Ion (IP No. 21912) both of Opus Restructuring LLP, 322 High Holborn, London, WC1V 7BP

Further details contact: The Joint Trustees, Email: picustomerservice@opusllp.com. Alternative contact: Natalie Crick, Email: natalie.crick@opusllp.com.

Jack Callow, Joint Trustee

28 November 2025

Ag JK83276